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var(--transition-fast)}a:hover{color:var(--color-primary-hover)}ol,p,ul{margin-bottom:var(--space-base);color:var(--color-text-secondary)}ol,ul{padding-left:1.5rem}li{margin-bottom:.4rem}strong{color:var(--color-text);font-weight:600}h1,h2,h3,h4,h5,h6{font-weight:700;letter-spacing:-.02em;color:var(--color-text);line-height:1.3;margin-top:0}h1{font-size:clamp(1.8rem,4vw,2.8rem);font-weight:800}h2{font-size:clamp(1.4rem,3vw,2rem);margin-top:var(--space-xl);margin-bottom:var(--space-base)}h3{font-size:clamp(1.15rem,2.5vw,1.35rem);margin-top:var(--space-lg)}h3,h4{margin-bottom:var(--space-sm)}h4{font-size:1.05rem;margin-top:var(--space-base)}.container{max-width:var(--container-max)}.container,.container-narrow{margin:0 auto;padding:0 var(--space-lg);width:100%}.container-narrow{max-width:var(--container-narrow)}.section{padding:var(--space-3xl) 0}.section-sm{padding:var(--space-xl) 0}.section-header{text-align:center;margin-bottom:var(--space-2xl);max-width:720px;margin-left:auto;margin-right:auto}.section-header h2,.section-header p{margin-top:var(--space-sm)}.section-header p{font-size:var(--text-lg)}.grid{display:grid;gap:var(--space-lg)}.grid-2{grid-template-columns:repeat(auto-fit,minmax(320px,1fr))}.grid-3{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}.grid-4{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}.btn{display:inline-flex;align-items:center;justify-content:center;gap:var(--space-sm);padding:.75rem 1.5rem;background:var(--color-primary);color:#fff;border:none;border-radius:var(--radius-sm);font-weight:600;font-size:var(--text-base);cursor:pointer;transition:all var(--transition-base);box-shadow:0 2px 8px rgba(30,58,138,.25);text-decoration:none;white-space:nowrap;line-height:1.4}.btn:hover{background:var(--color-primary-hover);color:#fff;transform:translateY(-2px);box-shadow:0 4px 14px rgba(30,58,138,.35)}.btn:active{transform:translateY(0)}.btn-secondary{background:var(--color-emerald);box-shadow:0 2px 8px rgba(5,150,105,.25)}.btn-secondary:hover{background:var(--color-emerald-dark);box-shadow:0 4px 14px rgba(5,150,105,.35)}.field{display:block;margin-bottom:.9rem}.field>span{display:block;font-weight:600;font-size:var(--text-sm);margin-bottom:.35rem;color:var(--color-text)}.input,.select{width:100%;padding:.6rem .75rem;border:1px solid var(--color-border,#d1d5db);border-radius:var(--radius-sm);font-size:var(--text-base);background:#fff;color:var(--color-text)}.input:focus,.select:focus{outline:2px solid var(--color-primary);outline-offset:1px}.btn-outline{background:transparent;color:var(--color-primary);border:2px solid var(--color-primary);box-shadow:none}.btn-outline:hover{background:var(--color-primary);color:#fff;box-shadow:0 4px 14px 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var(--transition-slow);box-shadow:var(--shadow-card)}.card:hover{box-shadow:var(--shadow-card-hover);transform:translateY(-3px)}.card-featured,.card:hover{border-color:var(--color-primary-light)}.card-featured{background:linear-gradient(135deg,var(--color-bg-card),var(--color-primary-pale))}.card-header{margin-bottom:var(--space-base);padding-bottom:var(--space-base);border-bottom:1px solid var(--color-border)}.tool-card{display:flex;flex-direction:column;padding:var(--space-lg);background:var(--color-bg-card);border:1px solid var(--color-border);border-radius:var(--radius-md);transition:all var(--transition-slow);box-shadow:var(--shadow-card);text-decoration:none;color:inherit;position:relative;overflow:hidden}.tool-card:before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--color-primary),var(--color-emerald));transform:scaleX(0);transform-origin:left;transition:transform var(--transition-slow)}.tool-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-card-hover);border-color:var(--color-emerald)}.tool-card:hover:before{transform:scaleX(1)}.tool-card h3{color:var(--color-primary);margin-top:0;margin-bottom:var(--space-sm);font-size:1.1rem}.tool-card p{margin-bottom:var(--space-base);font-size:var(--text-sm);line-height:1.6}.tool-card .savings-badge{display:inline-flex;align-items:center;margin-top:auto;padding:.3rem .75rem;background:var(--color-emerald-light);color:var(--color-emerald);border-radius:var(--radius-xs);font-size:var(--text-sm);font-weight:600;width:-moz-fit-content;width:fit-content}.trust-bar{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:var(--space-sm) var(--space-lg);padding:var(--space-md) var(--space-lg);background:var(--color-bg-card);border:1px solid var(--color-border);border-radius:var(--radius-md);max-width:720px}.trust-item{display:inline-flex;align-items:center;gap:var(--space-xs);font-size:var(--text-sm);font-weight:500;color:var(--color-text-secondary);white-space:nowrap}.trust-icon{color:var(--color-emerald);font-weight:700}.calculator-form{background:var(--color-bg-card);border:1px solid var(--color-border);border-radius:var(--radius-md);padding:var(--space-xl);box-shadow:var(--shadow-sm)}.form-group{margin-bottom:var(--space-base)}.form-group:last-child{margin-bottom:0}.form-group label{display:block;font-weight:600;margin-bottom:var(--space-sm);color:var(--color-text);font-size:var(--text-sm)}.form-group input,.form-group select,.form-group textarea{width:100%;padding:.7rem .9rem;border:1px solid var(--color-border);border-radius:var(--radius-sm);background:var(--color-bg);color:var(--color-text);font-size:var(--text-base);transition:all var(--transition-fast);font-family:var(--font-sans)}.form-group 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h3{margin-top:0;color:var(--color-primary);margin-bottom:var(--space-base)}.result-row{display:flex;justify-content:space-between;align-items:center;padding:.75rem 0;border-bottom:1px solid rgba(30,58,138,.08);gap:var(--space-base)}.result-row.total,.result-row:last-child{border-bottom:none}.result-row.total{padding-top:var(--space-base);border-top:2px solid var(--color-emerald);margin-top:var(--space-sm);font-weight:700}.result-label{color:var(--color-text-secondary);font-size:var(--text-sm)}.result-value{font-size:1.35rem;font-weight:700;color:var(--color-emerald);letter-spacing:-.01em;font-variant-numeric:tabular-nums}.result-row.total .result-value{font-size:2.5rem;color:var(--color-primary)}.error-box,.info-box,.tip-box,.warning-box{padding:var(--space-base) var(--space-lg);border-radius:var(--radius-sm);margin:var(--space-base) 0;display:flex;gap:var(--space-sm);align-items:flex-start}.tip-box{background:var(--color-emerald-pale);border-left:4px solid 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var(--color-border);box-shadow:var(--shadow-xs)}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:var(--space-lg);padding:.75rem var(--space-lg);max-width:var(--container-max);margin:0 auto}.site-logo{display:inline-flex;align-items:center;gap:var(--space-sm);font-weight:800;font-size:1.35rem;text-decoration:none;flex-shrink:0}.site-logo,.site-logo:hover{color:var(--color-text)}.logo-icon{display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;border-radius:var(--radius-sm);background:linear-gradient(135deg,var(--color-primary),var(--color-emerald));color:#fff;font-weight:800;font-size:1.1rem;box-shadow:0 2px 8px rgba(30,58,138,.3)}.logo-text{letter-spacing:-.03em}.logo-cash{color:var(--color-gold-dark);font-weight:800}.main-nav{display:flex;align-items:center;gap:.25rem;flex:1;justify-content:center}.nav-item{position:relative}.nav-item,.nav-item>a{display:inline-flex;align-items:center}.nav-item>a{padding:.6rem 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.mobile-arrow{transform:rotate(180deg)}.mobile-submenu{display:none;padding-bottom:var(--space-sm)}.mobile-nav-item.open .mobile-submenu{display:block}.mobile-sub-group{padding-left:var(--space-base);margin-bottom:var(--space-sm)}.mobile-sub-title{display:block;font-size:var(--text-xs);font-weight:700;text-transform:uppercase;color:var(--color-text-muted);margin:var(--space-sm) 0 var(--space-xs)}.mobile-sub-group a{display:block;padding:.4rem 0;font-size:var(--text-sm);color:var(--color-text-secondary)}.mobile-cta{margin-top:var(--space-lg);width:100%;justify-content:center}@media (max-width:968px){.header-actions .btn-sm:not(.mobile-cta),.main-nav{display:none}.mobile-toggle{display:flex}.mobile-nav{display:none}.mobile-nav.open{display:flex}}.site-footer{background:var(--color-primary-dark);color:#cbd5e1;padding:var(--space-3xl) 0 var(--space-lg);margin-top:var(--space-3xl)}.footer-inner{display:grid;grid-template-columns:1.2fr 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