Terms of Service

1. Acceptance of Terms

By accessing or using Cashbizly ("the Service," "we," "our," or "us"), you agree to be bound by these Terms of Service. If you do not agree to these terms, you should not use the Service.

2. Description of Service

Cashbizly provides free educational content, tax calculators, and guides designed for self-employed workers, 1099 contractors, freelancers, and small business owners. The Service includes:

• Interactive tax calculators that run entirely in your browser
• Blog articles and guides on tax-related topics
• Informational tools for estimating tax obligations

3. No Professional Advice

The Service does NOT provide tax, legal, accounting, or financial advice. All content, calculators, and tools are for educational purposes only. Calculations produced by our tools are generic estimates and should not be relied upon for actual tax filing or financial decisions. Consult a qualified tax professional for personalized guidance.

4. Use Restrictions

You agree not to:

• Use the Service for any unlawful purpose
• Attempt to reverse-engineer, hack, or compromise our systems
• Distribute, republish, or resell our content without written permission
• Use automated systems to access the Service in a way that disrupts normal operation
• Scrape or crawl our content without permission

5. Intellectual Property

All content on Cashbizly, including text, graphics, logos, code, calculators, and article content, is the property of Cashbizly or its content creators and is protected by copyright and other intellectual property laws.

6. Third-Party Services

The Service may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of third parties. Your use of such services is governed by their respective terms.

7. No Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:

• The Service will be uninterrupted, timely, secure, or error-free
• The results or calculations produced will be accurate or reliable
• The quality of any information obtained through the Service will meet your expectations

8. Limitation of Liability

To the fullest extent permitted by law, Cashbizly shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunity, arising out of or related to your use of the Service.

9. Indemnification

You agree to indemnify and hold harmless Cashbizly and its operators from any claims, losses, damages, or expenses arising from your violation of these Terms or your use of the Service.

10. Changes to Terms

We may update these Terms at any time. Changes will be posted on this page with an updated "Last updated" date. Continued use of the Service after changes constitutes acceptance of the updated Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of the State of Delaware.

12. Contact

Questions about these Terms? Email us at hello@cashbizly.com.